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Important information

All applications for credit are subject to People's Choice Credit Union's normal credit assessment and approval criteria and no representation is made that credit will be approved or offered. Terms and conditions apply to all our credit products and fees and charges are payable.

People's Choice Credit Union, a trading name of Australian Central Credit Union Ltd ABN 11 087 651 125 AFSL 244310 acts under its own Australian Financial Services Licence and under an agreement with the insurer Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance (CGU). CGU is the insurer of general insurance (including travel insurance) and mortgage repayment insurance. The insurer of the Life and Trauma cover included in the Mortgage Repayment Insurance and the insurer for the Life Insurance is National Mutual Life Association of Australasia Ltd ABN 72 004 020 437 AFSL No. 234 649 (NMLA), a member of AMP Group. CGU administers the Life and Trauma cover and the Life Insurance cover on behalf of NMLA and CGU's liability under these policies is limited to the administration of that cover including the management of claims. Effective 1 January 2017: The insurer of the Life and Trauma cover is AMP Life Limited ABN 84 079 300 379 AFSL No. 233671 (AMP). CGU administers the Life and Trauma cover on behalf of AMP and CGU's liability under that policy is limited to the administration of that cover including the management of claims. A Product Disclosure Statement (PDS) for each insurance product is available to download from this website or from any of our branches. As none of the information provided on this website takes into account your individual objectives, financial situation or needs, before deciding whether to acquire any insurance product you should obtain and consider the PDS for the product and consider whether the product is appropriate for you taking into account your individual circumstances.