People's Choice Credit Union needs to collect your personal information where we are required by law and to process your application.
We collect, use, disclose and manage your personal information (including credit information and credit eligibility information) in accordance with our Privacy Policy. You can obtain a copy of our Privacy Policy by visiting our website at www.peopleschoicecu.com.au/legal/privacy.
Copies of our Privacy Policy can also be obtained by visiting any of our branches.
Our Privacy Policy outlines how we deal with your personal information, as well as our legal obligations and rights as to that information, in relation to collection, use, disclosure, marketing and privacy for personal information collected via our website. Specifically, our Privacy Policy sets out how you can ask for access to personal information we hold about you and seek correction of that information. It also explains how you can complain about a breach of the Privacy Act or the Credit Reporting Privacy Code, and how we will deal with your complaint.
If you have any questions or concerns about your privacy, confidentiality or access information, contact us on 13 11 82, drop in to your nearest branch or visit www.peopleschoicecu.com.au.
Information that we may disclose to third parties includes:
- The fact that you have applied for credit, the amount applied for, and that People's Choice Credit Union is the credit provider
- Details of any payments which may become more than 60 days overdue and advice when payments are no longer due
- A serious credit infringement which People's Choice Credit Union believes you have committed; and
- When credit provided to you has been paid or otherwise discharged
Where you supply us with personal information about another person (for example a joint account holder), you represent that you are authorised to do so; and you agree to inform that person who we are, how to contact us, how to obtain our Privacy Policy, and that we will use and disclose their personal information for the purposes set out in this application and that they can gain access to that information by contacting us.