Discounted Personal Loan

We're here to help.

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If you’re looking to borrow money for almost any reason we can provide a fairer deal on finance to suit you.

As a member owned organisation we’re here to help people, not generate profits.

Our Discounted Personal Loans can be arranged for any purpose, like a car loan, home improvement project or smarter refinance deal.

We provide you with real flexibility.

We offer:

  • Low interest rates, with our lowest rates starting from $30,000 for purchasing or refinancing for cars aged 3 years or less
  • No monthly fees
  • Flexible repayment options; pay weekly, fortnightly or monthly
  • Fixed rate for first five years
  • Loan terms up to 10 years
  • No penalty for additional repayments or early payout
  • Redraw facility against your extra repayments
  • Loans from $10,000
  • Online application
  • Fast pre-approval

Apply online, call 13 11 82 or come into a branch.

Please review our credit guide as part of your application.

Discounted personal loans are not available for debt consolidation; enquire about our other personal loan options instead.

More Information

You also have the option to take Mutual Aid to protect your repayments should you find yourself in financial hardship.

View our fees, charges and disclosure documents.

Terms, conditions, fees, charges and lending criteria apply and are available on application. You should consider our Lending Terms & Conditions and other Disclosure Documents. This information and advice is provided without reference to your personal circumstances so you should consider whether this product fits your objectives, financial situation  and needs. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.

Copyright © 2017 People's Choice Credit Union, a trading name of Australian Central Credit Union Ltd
ABN 11 087 651 125    Australian Financial Services Licence (244310) and Australian Credit Licence (244310)    BSB 805-050