Visa Debit Card

The People's Choice Credit Union Visa Debit Card gives you the convenience of a Visa card while accessing your own money.

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Purchases and cash withdrawals are directly deducted from your transaction account, so there are no interest charges unless you're using our overdraft option.

With world wide Visa acceptance, this card is a great alternative for your every day purchases, online shopping, travelling overseas, paying bills and more.

Our Visa Debit card has the latest in security measures such as microchips, payWave, a free fraud protection service and Verified by Visa for online purchases. Check out our FAQ section for more information on these great security measures or watch these clips for a great description of Visa Debit and payWave functionality and its uses.

Now you can tap and pay using just your mobile phone with People’s Choice redi2PAY app or VISA PayTag. Whether you have an Android phone or iPhone, we have a payment option for you that’s fast and secure for purchases under $100. Find out more about Contactless Payments today.

Exclusive to Visa cardholders is the new digital wallet service, by Visa; a secure and flexible way to conveniently pay online. Visit the FAQ section to learn more about by Visa and how you can sign up.

Additionally, Visa cardholders get access to a range of exclusive entertainment offers, including pre-sale tickets for some of the biggest concerts and live events1. Sign up at

Please review our Credit Guide as part of your credit application enquiries. 

For more information or to apply, enquire online, have a chat with us on 13 11 82 or visit your nearest branch.

Features & benefits

  • Worldwide acceptance
  • Overdraft option available2
  • No transaction fees when you select 'credit' to make a purchase3
  • Chip card functionality, fraud protection service and Verified by Visa for greater security
  • payWave functionality
  • Competitive Overdraft rates
  • Internet banking, Phone Banking and SMS access
  • Easy to switch from your current card

Copyright © 2019 People's Choice Credit Union, a trading name of Australian Central Credit Union Ltd
ABN 11 087 651 125    Australian Financial Services Licence (244310) and Australian Credit Licence (244310)    BSB 805-050