Line of Credit

Use your money wisely and reduce your loan interest by putting all your funds into one account.

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Line of Credit features:

  • Competitive interest rate.
  • Fast approval.
  • Deposit your salary into a Line of Credit account so every dollar you don't spend reduces your loan's interest.
  • Use our Visa Credit Card to give you up to 62 days interest free, maximising the time your money is in your Line of Credit account reducing your mortgage's interest1 even more.
  • Set up automatic payments for your Visa Credit Card so you don't pay any credit card interest.
  • Get free transactions every time you use the Visa Debit Card linked to your account and press 'credit', or use the rediATM network.
  • First home buyers are eligible to set up a family guarantee if required.2
  • 90 days free pre-settlement insurance when you use our Home & Contents Insurance for a new home

To apply for a loan, speak with your nearest Home Loan Adviser, call 13 11 82 or visit a branch.

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Copyright © 2019 People's Choice Credit Union, a trading name of Australian Central Credit Union Ltd
ABN 11 087 651 125    Australian Financial Services Licence (244310) and Australian Credit Licence (244310)    BSB 805-050