Business Visa Debit Card

The People's Choice Credit Union Business Visa Debit Card is designed specifically to meet your business needs with all the convenience of a Visa card.

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Purchases and cash withdrawals are directly deducted from your nominated transaction account, so there are no interest charges unless you're using our overdraft option2.

With worldwide Visa acceptance, this card is a great choice for your everyday business purchases, paying bills and more.

Our Business Visa Debit Card also comes with two additional insurance benefits free of charge with your card:

  • Unauthorised Transactions Insurance*
  • Transit Accident Insurance*

You can find out more about these insurances in the More Information section below.

Our Visa Debit card also has the latest in security measures such as microchips, payWave, a free fraud protection service and Verified by Visa for online purchases. Check out our FAQ section for more information on these great security measures or watch these clips for a great description of Visa Debit and payWave functionality and its uses.

Exclusive to Visa cardholders is the new digital wallet service, by Visa; a secure and flexible way to conveniently pay online. Visit the FAQ section to learn more about by Visa and how you can sign up.

Please review our Credit Guide as part of your credit application enquiries. 

To find out more or to apply; have a chat with us on 13 11 82 or visit your nearest branch to talk with one of our business consultants.

More Information

  • Worldwide acceptance
  • Overdraft option available (2)
  • No transaction fees when you select 'credit' to make purchase (3)
  • Chip card functionality and Visa’s fraud protection and Verified by Visa service for greater security
  • payWave functionality
  • Competitive overdraft rates
  • Internet Banking, Phone Banking and SMS access
  • Easy to switch from your current card

Unauthorised Transactions Insurance*

  • Provided at no additional cost to you
  • Applies to any unauthorised transactions which occur on a Business Visa Debit card on your account by your cardholders
  • Provides coverage up to $20,000 per individual cardholder, up to a maximum of $150,000 in total

Transit Accident Insurance*

  • Provided at no additional cost to you
  • Provides cover for injuries sustained as a direct result of an accident whilst on an overseas trip which has been paid for directly on your Business Visa Debit card and occurs within 12 months of the accident (refer to the PDS for a list of injuries covered and full terms and conditions)
  • Eligible cardholder’s spouse and/or dependent children travelling with the cardholder are also eligible for the insurance
  • provides coverage for claims up to $1,500,000 regardless of the number of persons in the accident

Please refer to the Product Disclosure Statements for further information.

Copyright © 2019 People's Choice Credit Union, a trading name of Australian Central Credit Union Ltd
ABN 11 087 651 125    Australian Financial Services Licence (244310) and Australian Credit Licence (244310)    BSB 805-050