People’s Choice Credit Union

Personal Loan Calculator

With no on-going fees, pre-approval and flexible terms, our Discounted Personal Loan (New Car) can help you meet your needs and get on the road sooner.

Our Personal Loan Calculator is a handy tool to help you determine your loan repayments. Get started below to see how we can help make your dream a reality.

Comparison rate
$20k+ above, New Cars 5.99% p.a.*#
$10k + above 8.35% p.a.*

See how much you can save with the

Loan Repayments
$ **
Monthly Fees
You could save up to
$ 0 ** over the life of the loan

Compare Personal Finance Rates - provided by Canstar***

ANZ $ 234 56 (9.65%) monthly fees $12
Westpac $ 234 56 (9.65%) monthly fees $12
Commonwealth $ 234 56 (9.65%) monthly fees $12
NAB $ 234 56 (9.65%) monthly fees $12

We also offer optional loan protection at an additional cost

Get more information Visit Your Closest Branch Need Car Insurance Call Us

# Minimum total loan amount is $20,000. Loan purpose must be to purchase or refinance an external debt for a new vehicle (year of manufacture from 2016) that has not previously been registered or owned, and the vehicle must secure the loan. * Terms, conditions, fees, charges, lending criteria apply and are available upon application and your use of the calculator does not imply that a loan offer will necessarily be made to you if you apply. Interest rates are current as at 1/3/2016 and subject to change without notice. Different rates may apply to different agreed terms. It is fixed for the agreed term but if the loan is not repaid in full within the agreed term the rate will then change to our variable rate (currently 11.55%). The comparison rate is only accurate for a secured loan of $30,000 for a term of five years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. **Our calculations assume that the information you have entered is accurate, that the information provided by Canstar is accurate, that interest rates, interest calculation methods, repayments and credit fees and charges do not change and that you pay all amounts payable when they fall due. While every effort has been made to ensure the accuracy of our calculations, the calculated repayments and savings are not guaranteed to be accurate and should be regarded as indicative only. The calculated repayment amount is not a quote. The calculated savings are calculated by reference to the most expensive of the comparable products listed. ***The information about comparable rates and repayments is sourced from and relates to products that we consider to be comparable to ours. People’s Choice Credit Union, a trading name of Australian Central Credit Union Ltd., ABN 11 087 651 125 Australian Credit Licence 244310.